Know Your Rights: Real Estate Settlement and Procedures Act (RESPA)

If you’re like most consumers, you have never given much thought to the federal Real Estate Settlement and Procedures Act (RESPA). You may never have heard of it. If it sounds dry and technical, that’s because it is. But, it also provides important protections for people financing residential real estate. Who is Protected by RESPA? …

Know Your Rights: Federal Consumer Financial Protection Law

Creditors and debt collectors typically have one goal: to get as much of your money in hand as they can, and as quickly as possible. Unfortunately, that often means they may be careless in crossing the line to get you to pay up. Many people who are struggling with debt are intimidated when debt collectors …