You’ve undoubtedly heard of all three of the major credit reporting agencies: TransUnion, Equifax and Experian. But, if you’re like most people, you have only a general idea of who these companies are, what they do, and why it matters to you. Here are a few reasons you should educate yourself about credit reporting: Many …
Continue reading “Getting to Know the 3 Major Credit Reporting Agencies”
Your credit report and credit score may have a more significant impact on your life than you realize. You undoubtedly know your credit history and credit score may determine whether you are approved for a credit card, car loan, mortgage, or other financing. But, that’s just one way credit scores can affect consumers. First, your …
Continue reading “Know Your Rights: The Fair Credit Reporting Act (FCRA)”
