Secured v. Unsecured Debt: What’s the Difference?

When you sit down to pay your bills, you’re probably not thinking about the difference between secured and unsecured debt. But, the two types of debt differ in some very important ways. For instance, the consequences are different if you don’t pay. And, they’re treated differently in bankruptcy. So, it’s to your advantage to understand …

Know Your Rights: Federal Consumer Financial Protection Law

Creditors and debt collectors typically have one goal: to get as much of your money in hand as they can, and as quickly as possible. Unfortunately, that often means they may be careless in crossing the line to get you to pay up. Many people who are struggling with debt are intimidated when debt collectors …