The law can be complex and confusing, and consumer financial protection law is no exception. Chances are, you haven’t read the Fair Debt Collection Practices Act (FDCPA). Most people never will. But, in those thousands of sometimes technical words, there are some powerful protections that many people don’t know about. What You Should Know About …
Category Archives: Credit Score
Getting to Know the 3 Major Credit Reporting Agencies
You’ve undoubtedly heard of all three of the major credit reporting agencies: TransUnion, Equifax and Experian. But, if you’re like most people, you have only a general idea of who these companies are, what they do, and why it matters to you. Here are a few reasons you should educate yourself about credit reporting: Many …
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Know Your Rights: The Fair Credit Reporting Act (FCRA)
Your credit report and credit score may have a more significant impact on your life than you realize. You undoubtedly know your credit history and credit score may determine whether you are approved for a credit card, car loan, mortgage, or other financing. But, that’s just one way credit scores can affect consumers. First, your …
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