You’ve undoubtedly heard of all three of the major credit reporting agencies: TransUnion, Equifax and Experian. But, if you’re like most people, you have only
If you’re like most consumers, you have never given much thought to the federal Real Estate Settlement and Procedures Act (RESPA). You may never have
Your credit report and credit score may have a more significant impact on your life than you realize. You undoubtedly know your credit history and
The federal Telephone Consumer Protection Act (TCPA) was enacted in 1991. However, most consumers weren’t aware of the statute and its more limited purpose. The
When you’re being threatened or harassed by debt collectors, it’s easy to get discouraged. Most people who are behind on their bills and have debts
Creditors and debt collectors typically have one goal: to get as much of your money in hand as they can, and as quickly as possible.